Do you have insurance for your pet? If not, why not?! If you think you can’t afford it, think again! Accidents and illnesses are a fact of life. While we can plan for routine wellness exams, bills from the unexpected can take a hit on our wallets. With so many different plans and deductibles to choose from, you can truly customize your insurance needs for your pet and their lifestyle. Plans range in monthly rates from as low as $9 to full coverage at around $65*.
Differences between human and pet insurance:
- Pet insurance allows you to visit any veterinarian, whether it’s a general practitioner, a specialist or an emergency provider. There are no networks, and most do not require pre-authorization.
- Pet insurance reimburses you directly which means costs are paid upfront to the veterinary provider.
Similarities:
- There are many different options! Accident only, major medical or coverage that includes routine wellness such as vaccinations and annual physical exams.
- Just as our insurance goes up as we age, so does your pets. Sign up early on and you’ll receive the best price for the extent of your coverage.
- Dental coverage is typically a separate add-on. Read the fine print as often the increase in monthly premium is better put in a savings account to save up for the procedure!
REMEMBER, one claim alone can make pet insurance worthwhile! Check out these examples!
Canine Cruciate Ligament Injury
Total cost of surgery: $3,500
Insurance plan: 80/20 plan with a $250 deductible
Your out of pocket: $900
Insurance pays out: $2,600
Foreign Body Surgery
Total cost of surgery: $2,000
Insurance plan: 90/10 with a $100 deductible
Your out of pocket: $290
Insurance pays out: $1,710
Don’t let cost dictate your pet’s care!
Call SWVH at 825-7984 for pet insurance references to get you started!
* Quotes taken from PetsBest Insurance